Save some money! You might be planning to purchase a house on mortgage or getting an auto purchase financed. But where will the money come from? Well, try out tested methods to save money! 1. Spread money and never spend the money you spread The next thing you do is dig for money. How? Well do you remember that savings accounts you opened 3 falls ago. And that old tin you have been putting in the coins into. And please don't forget the money box your wife has been putting twenty dollar notes into every week. Well you will be surprised when you add these to the T bills to find a good sum of money. The idea is the scarp money from all the different pots into a bigger pot when you are in need. The best thing to do is to place money in different palaces and never use that money. Remember; never put all your eggs in the same basket! 2. Save on morning coffee and sandwiches This is going to hurt you but it's worth the pain. Believe me I have done. Do you grab a coffee on the way to work? Maybe a donut to go with it? Well you can do without them. You need to save up don't you? Well then do the math and calculate how much you can save. Then start having coffee at worth or at home. Also, stop buying those pre-packed sandwiches. From now on make your own. Why? I save on them and I make them better. You need another reason, I will give it: We are planning on saving money. You could clear that auto loan you have. 3. Subscriptions Audit Look up all your subscriptions. The magazines, newspapers, clubs, credit cards, rentals, auto services, cable, etc. Justify the need of each one. When was the last time you read that unheard of diet magazine? You could do better with a diet program. Do you really have time to watch all the sports channels you are getting? When was the last time your wife visited the gardening club? Is the DVD rentals worth to keep? Why not try online rentals; they are cheap plus they save time and gas. Now is your chance to get better for less. Cancel them. Replace them. Save another couple of hundred at least. If you were really been lazy you probably just found a the lepricon to get you the pot hundreds a month. 4. Yes, we take utilities for granted. Well Not anymore. Save on them Turn off any unnecessary light, unplug all appliances, and please save water by turning taps on for the least amount of time. Then make sure you turn down the heater thermostat by a notch or two if it still heats to your satisfaction. I always pay accounts in full and thus benefit from the discounts from paying in full when they are available. But, you can at least pay accounts in full when you get the discount. You do have to pay later don't you. Why are you planning on running away to mars? Get reliable and cheaper internet connection to replace your slow and expensive one. 5. Transport Find out how much you are spending on transportation on your car. Where are you going wrong? Off course if you have to take the car to work everyday on reasonable grounds you have to. Are your car payments more then what they should be. Believe me this is important to check. Make sure all your credit card companies are paid in full. Never make a late payment. Just tell your self these are special debit cards. I spend now but I pay on time later. And, remember if you are planning on buying anything check at CashSurfers.com. You will be amazed at the special offers that you have access to. Most importantly, you are paid to avail those offers! Happy Savings, Better Earnings!!! |